Friends With Money #114: The credit crunch

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The cost of living is continuing to put a strain on the finances of many Australians, but how is it impacting our credit health?

On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Geri Cremin, credit reporting expert at CreditSmart, to discuss the importance of credit health during the cost of living crunch.

  • How are Australians dealing with elevated living costs?
  • When should mortgage holders reach out for support?
  • What are the consequences of not seeking help?
  • How and when should people check their credit reports?

friends with money podcast 114 the credit crunch geri cremin

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Tom Watson is a senior journalist at Money magazine, and one of the hosts of the Friends With Money podcast. He's previously worked as a journalist covering everything from property and consumer banking to financial technology. Tom has a Bachelor of Communication (Journalism) from the University of Technology, Sydney.

Geri Cremin is a credit reporting expert and spokesperson at consumer education website, The CreditSmart website is owned by the Australian Retail Credit Association, the peak body for organisations involved in the disclosure, exchange and application of credit reporting data in Australia. She has a Bachelor's of Law from QUT and a graduate diploma of legal practice from ANU.