Friends With Money #142: Stop subconsciously sabotaging your financial goals

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When it comes to online shopping, we've quickly become experts at undermining our long-term financial goals.

Making better decisions that prevent us from going further into debt and increase our overall cashflow is the key to getting what we want.

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with financial educator, The Broke Generation podcast host, and author Emma Edwards about the three ways you can start to improve your spending habits.

friends with money podcast 142 stop sabotaging your financial goals

  • The importance of financial psychology
  • Slow down your purchase decisions
  • The good, bad, and ugly of buy-now-pay-later
  • Stick to your budget, but you can have several

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Friends With Money podcast FAQ

What is the Friends With Money podcast?

Friends With Money is a weekly personal finance podcast by Money magazine, offering expert insights on investing, budgeting, superannuation, property, and other money strategies for everyday Australians.

Where can I listen to the podcast?

You can listen on Apple Podcasts, Spotify, or YouTube (with closed captions available).

Who hosts Friends With Money?

Episodes are hosted by Vanessa Walker and Tom Watson from Money magazine, featuring expert guests and real conversations about money.

Is the podcast suitable for beginners?

Yes! It's designed to be accessible for beginners while still offering valuable insights for seasoned investors.

What topics does the podcast cover?

The Friends With Money podcast covers topics including banking, property, budgeting, superannuation, investing, saving, insurance, employment, travel and more.

How often are new episodes released?

New episodes are released weekly, so you can stay up to date with the latest financial tips and trends.

Can I watch episodes with captions?

Yes, full episodes with closed captions are available on YouTube.

Why subscribe to the Friends With Money podcast?

Boost your financial literacy anytime, anywhere with the Friends With Money podcast from Money magazine. Whether you're commuting, working out, or relaxing at home, this weekly podcast makes it easy to grow your money knowledge on the go.

Each episode dives into real conversations about money - how it's earned, shared, saved, and grown - with tips and insights that make finance simple and relatable. Perfect for beginners and seasoned investors alike, it's your go-to guide for building better financial habits.

Subscribe to the Friends With Money podcast today and start learning when it suits you.

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Michelle Baltazar is editor-in-chief of Money magazine and an award-winning journalist, editor and publisher. She has worked at BRW, Shares Magazine (London) and industry newspaper Financial Standard, and has written about superannuation, wealth management, investment technology and financial advice. Connect with Michelle Baltazar on LinkedIn.

Emma Edwards is a Certified Financial Behaviour Specialist and the host of The Broke Generation podcast. While working as a copywriter in her twenties, Emma turned her own finances around and began creating content to help others do the same. Passionate about the emotional, psychological and behavioural sides of money, she undertook graduate study in the emerging field of Financial Psychology and Behavioural Finance to continue exploring the complex relationship we have with money.