budgeting

Your spending habits in the first five years of retirement will be crucial when it comes to protecting that all important nest egg, new research shows. National Seniors Australia, in partnership with Challenger, found more than half of Australian retirees ... More

Living paycheck to paycheck can be painful, forcing you to take out a payday loan charging high fees. Several new instant pay apps offer a way out of this bind, allowing you to withdraw your earned wages on demand. But are these apps too good to be ... More

Car share company GoGet is seeing a trend of seniors ditching their own vehicles in favour of car sharing. According to GoGet research, the number of seniors in Victoria signing up to the car share company has surged by 43% last year, particularly in ... More

The festive season is all about over-indulging and our physical health can take a beating, but with one in five Aussies struggling to meet basic household expenses in the wake of holiday overspending, it seems our financial health doesn't escape ... More

Budgeting might not have been top of mind when preparing for Christmas, but now that the festivities are behind us and a new year has begun, it's a good time to think about finances and savings to start the decade in a better position. According ... More

If you had told me just two years ago that by the end of 2018 I would be debt-free (aside from HECS), or that I would go on to save $22,000 in a year, I would say that you had the wrong person. Until mid-2017, I had been in denial about my financial ... More

Don't let a tight budget stop you from enjoying the finer things when travelling this Christmas. There are ways to get a luxury travel experience on a beer budget without compromising on quality. Travellers who play their cards right can find themselves ... More

I am 43 and have just started my dream job with a major newspaper. My problem is that I'm earning $10,000 more than I did in my last job, yet I still manage to spend every cent. I never pay a bill late, and put a bit extra into my mortgage, but ... More

Interest rates are at record lows, but this doesn't mean homeowners should get complacent about their mortgage. A minor difference in rates can significantly reduce the amount of interest payable over the life of your loan. Even a rate reduction ... More

For the first time ever, Australia's household-debt-to-income has exceeded 190% after roughly tripling since the late 1980s. This means the average Australian household is holding debt that's almost double their disposable income. The fact is ... More