budgeting

So, you're in the market for an investment property. Time to start browsing real estate sites and searching your area for the best looking, highest renting, cheapest property that you would happily live in. Easy as that, right? Wrong! Buying an investment ... More

Repaying your mortgage seems simple enough. You take out a loan and gradually pay it back over a series of (seemingly endless) repayments. But what many home owners fail to realise is that a simple tweak to your repayment schedule could save you tens ... More

With reserve interest rates at record lows, and the housing market starting to once again creep back from hiatus, many people are casting their minds to the great Australian dream - home ownership. If you'd like to nab yourself a slice of that financial ... More

Managing income as a freelancer is becoming relevant to more people as the gig economy is now estimated to be employing more than 7% of the Australian workforce. Some years ago I was a freelancer working from home and writing for a living. I soon became ... More

We've all been there. You're hard up for cash, but don't want to go to a bank or payday lender. In times like these, a loan from a friend or family member can seem like an easy fix. But it's a route fraught with danger. When you get ... More

Whether your home renovation is two, six or 18 months away, the lead-up can be more nerve-racking than the build. But it doesn't have to be this way - there's an abundance of renovation experts, self-help books and online guides to help you plan and ... More

Seven in 10 Aussies are using their time on the clock at work to sort out their personal finances. The Gallagher Financial confidence report lists unexpected costs (64%), inadequate savings (62%) and rising living expenses (57%) as the major causes ... More

One third of Australians in debt are using lotteries and gambling to try to reduce their debt. Sixty-one per cent of working Australians are in debt - outside of their home loans - according to a recent survey by ING. Over the recent Christmas period ... More

Your spending habits in the first five years of retirement will be crucial when it comes to protecting that all important nest egg, new research shows. National Seniors Australia, in partnership with Challenger, found more than half of Australian retirees ... More

Living paycheck to paycheck can be painful, forcing you to take out a payday loan charging high fees. Several new instant pay apps offer a way out of this bind, allowing you to withdraw your earned wages on demand. But are these apps too good to be ... More