budgeting

In 2018, the Financial Planning Association of Australia (FPA) published research about raising children in the "invisible-money generation" where cashless transactions are commonplace. From several prior studies and personal experiences, we already ... More

Instagram feeds of perfectly-styled rooms and expensive renovations are putting pressure on homeowners to keep up with the Jones - or this season's contestants on The Block. And it's leading to financial and emotional stress, according to behavioural ... More

Struggling to ditch a bad habit? Feeling overwhelmed by anxiety about money? These apps could help you get your budget back on track. GROUPEE Cost: Free OS: iOS 11.4 or later; Android 7.0 or later If you've ever had trouble collecting everyone's ... More

Taking a voluntary redundancy during COVID-19, or at any time, needs careful consideration. There are the financial implications, future employment prospects in your industry and the emotional and lifestyle aspects to think about. Often it will mean ... More

Balancing your income against your expenses is the first rule of budgets. Write down what money you have and what money you're expecting to come in; then write down what money you owe and who you owe it to. It sounds simple enough, yet several studies ... More

Creating new habits is hard. Our human nature loves to maintain the status quo, and sees small change as energy sapping and frustrating. Plus, when we attempt to build good financial habits, such as cutting back on discretionary spending, we face a ... More

The coronavirus pandemic has put Australians' retirement plans on ice, research from Colonial First State shows. The survey found that almost half of us are scared or lack confidence in our ability to retire, with a quarter of those aged 35-65 planning ... More

Bernard Salt is Australia's foremost demographer, a futurist, columnist, business adviser and author. He is able to interpret demographic data to show how social and cultural changes reshape the way we live, work and form relationships. His job ... More

One in five Aussies had less than $1000 in savings in 2019. Since then, the coronavirus crisis has hit, employment is falling and it's more important than ever to take control of your finances. The 2019 study by the University of Melbourne also ... More

The COVID-19 pandemic has left many Australians financially high and dry, prompting them to re-think their approach to family finance. According to a St.George Bank survey of 1000 households, only half felt financially prepared for the pandemic, while ... More