Friends With Money #269: How to invest for maximum profit
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For decades, Australians have built wealth using negative gearing and the 50% capital gains tax discount.
Now both are being wound back.
So if property won't deliver the same tax breaks as before, where should investors be looking next?
In this episode of Friends With Money, Vanessa Walker sits down with finance writer Nicola Field to unpack the biggest investing shake-up in years. They discuss the winners and losers, why ETFs could become even more popular, and the surprising investment making a comeback.
They also explain what investors should be thinking about before the new rules kick in on July 1, 2027.
Episode timestamps
00:00 Why Australia is changing the tax rules
01:07 The government's goals
02:28 What changes are actually happening?
03:45 What it means for shares, ETFs and managed funds
04:12 Investments that could benefit
05:00 Why investment bonds are making a comeback
05:34 ETFs versus individual shares
07:09 What investors should do before 2027
08:43 Investing ideas for Gen Z
09:29 Why ETFs appeal to millennials
09:57 Opportunities for Gen X
10:38 Ideas for baby boomers
10:53 Is super still the best investment going?
12:01 How to invest for maximum after-tax returns
Friends With Money podcast FAQ
What is the Friends With Money podcast?
Friends With Money is a weekly personal finance podcast by Money magazine, offering expert insights on investing, budgeting, superannuation, property, and other money strategies for everyday Australians.
Where can I listen to the podcast?
You can listen on Apple Podcasts, Spotify, or YouTube (with closed captions available).
Who hosts Friends With Money?
Episodes are hosted by Vanessa Walker and Tom Watson from Money magazine, featuring expert guests and real conversations about money.
Is the podcast suitable for beginners?
Yes! It's designed to be accessible for beginners while still offering valuable insights for seasoned investors.
What topics does the podcast cover?
The Friends With Money podcast covers topics including banking, property, budgeting, superannuation, investing, saving, insurance, employment, travel and more.
How often are new episodes released?
New episodes are released weekly, so you can stay up to date with the latest financial tips and trends.
Can I watch episodes with captions?
Yes, full episodes with closed captions are available on YouTube.
Why subscribe to the Friends With Money podcast?
Boost your financial literacy anytime, anywhere with the Friends With Money podcast from Money magazine. Whether you're commuting, working out, or relaxing at home, this weekly podcast makes it easy to grow your money knowledge on the go.
Each episode dives into real conversations about money - how it's earned, shared, saved, and grown - with tips and insights that make finance simple and relatable. Perfect for beginners and seasoned investors alike, it's your go-to guide for building better financial habits.
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