Macquarie Bank named Money Minder of the Year

Macquarie Bank has been named Money Minder of the Year in the Money Consumer Finance Awards.

It was recognised for offering a transaction account and a savings account that pay high rates of interest without complex conditions.

See the full list of winners in the Money Consumer Finance Awards 2026.

Macquarie Bank at a glance

• Winner: Money Minder of the Year
• Why they won: A transaction account and a savings account that pay high rates of interest without complex conditions
• Top product: Macquarie Bank's Transaction Account

Making every dollar count

High inflation, rising interest rates and fuel prices that leave motorists doing a double-take at the bowser mean now is the time to make every dollar count.

And Macquarie Bank - our 2026 Money Minder of the Year - is helping Australians do exactly that.

Three years on top

It's not hard to see why Macquarie Bank has taken out this award for three consecutive years.

It all starts with Macquarie Bank's Transaction Account, which bucks the industry trend by paying a variable rate of 2.50%pa, at time of writing.

No minimum withdrawals. No maximum deposits each month. Just a healthy return on your everyday money from day one.

And it's backed by $0 Macquarie fees, even on ATM withdrawals.

Designed for everyday banking

Macquarie Bank's Transaction Account comes with a digital debit card so you can put the account to work straightaway without having to wait for your card to arrive by snail mail.

Helping savings grow

Keen to earn more? Of course, you are.

Macquarie Bank's Savings Account pays bonus interest for the first four months - a total return of 5.10%, which then reverts to an ongoing variable rate, currently 4.75%.

A focus on trust and transparency

Reflecting on Macquarie Bank's three-year domination of this award, Olivia McArdle, head of payments and deposits at Macquarie Bank, says, "Trust is so important in banking. For more Australians to be choosing us to help protect and grow their savings is a huge honour and a responsibility that we don't take lightly.

"That's why we are constantly investing in our technology and security to help protect our customers' savings, while also delivering deposit products that are transparent and deliver genuine value."

No fees, no games

McArdle adds, "The reality is that many Australians have become accustomed to their bank playing games with their savings. Every month, there's a trick or a trap they need to navigate to avoid a fee or get paid the interest rate they signed up for.

"We've consciously moved in the opposite direction, designing products that are transparent and fair for customers.

"No fees, no monthly conditions, no games - just savings and the best possible digital experience.

That's quite a different proposition in the market and it is resonating strongly with savers."

Top product: Macquarie Bank's Transaction Account

Macquarie Bank's Transaction Account - what's not to love about a generous return on everyday money?

Read more: View all winners in the Money Consumer Finance Awards 2026.

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