Don't you hate it when you're shopping online and find an item that you love from an overseas website but then you discover that it doesn't ship to Australia? Or you might find it ships to Australia but charges more because you're not a local customer. ...
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As competition to write new home loans grows, research from financial comparison site RateCity shows lenders are loosening the belt on lending valuation ratios. The Australian Prudential Regulation Authority (APRA) has already raised its concerns. It ...
Hold on to bank statements, because a landmark court case could force banks to pay back all those pesky and excessive "penalty fees". Banks prefer to call them "fees for service" rather than penalty fees, there's a multibillion dollar reason why ...
I didn't expect to find an oasis of pawpaw trees dripping with fruit, healthy banana trees, vines with native raspberries, lemon trees, clumps of salad greens, lemongrass and other herbs, all along the shady road verge in the built-up, inner-city Sydney ...
Reserve Bank reforms to stop excessive credit card surcharging were left in the hands of MasterCard, Visa and Amex to administer. Seven months since the RBA rules kicked in, little has changed. It's now clear that unless there is federal government ...
If you want to get the most out of Australia's tax and social security system, you need to keep up to date with its constant changes. This is once again the case in 2011-12 due, in part, to the fact there are a string of useful new benefits that are ...
Superannuation is such a tax-effective investment vehicle it is easy for the members of a self-managed super fund to overlook the need to manage the fund's ongoing tax situation. Among the tax issues SMSFs should take into account are: How much ...
I've received a shocking energy bill I'm sure is incorrect. I won't pay it. What happens if I don't? Energy bills have jumped alarmingly and many are suspected to be incorrect. Not paying is not an option. But there are a number of steps you can take. ...
There's a very simple reason why brokers and aggregators have dramatically lifted their share of the mortgage market from 25% 10 years ago to 42%. They know things that home buyers don't! I'm not talking about who's got the cheapest home loan or the ...
There are some instances, such as travel or an emergency, when it is handy to have a credit card as a back-up to a cash card and a debit card. With most credit cards you need an income when you apply and often the income needed is more than most university ...
