In 2013, as many as 3 million Aussies were "financially excluded", research for National Australia Bank by the Centre for Social Impact reported. While most of us may worry about which credit card gives the most rewards, almost 17% of the adult population ...
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I have one password to log on to online banking, another for my computer at work, yet another for my Kindle account, one more for eBay, a PIN for my credit card, another PIN for each of my two debit cards... you get the idea. And, of course, you're ...
Now is a good time for smaller enterprises to tackle cash flow issues. Around 200,000 small businesses have problems accessing finance, according to Deloitte Access Economics. Access to finance is also the most common barrier to innovation, affecting ...
Could you get through a week without spending any cash? No, not because you're broke and literally have none to spend. I'm talking about not having to withdraw notes from an ATM or feed coins into a parking meter. That's where Australia is heading. ...
I recently had renovations done on my home and found a number of defects. Is my builder obliged to remedy them? Your first step should be to read your contract with the builder, particularly the clauses relating to remediating defective work. The Master ...
That exotic bird could be a ruse to get into your bank account The barbecue stopper these days, apart from roaring house prices, is who tried to scam you this week, via landline, text, email, iPod, iPhone, internet or even a pamphlet in your letterbox. ...
Tax money scamming comes in several guises around this time of the year as tax returns are completed and we await refunds. The scams sound convincing and are delivered by phone but more usually by email. And recently, scammers have discovered SMS is ...
I bought a TV/DVD player nine months ago and the DVD player has stopped working. The TV is still under warranty. Can I get a refund? If you are within the warranty period - usually 12 months - you certainly have the right to take your TV back to the ...
I have automatic direct debit arrangements with a gym and a charity and can't afford them anymore. How do I cancel them? In the past, attempts to cancel automatic debit arrangements often turned into a tedious game of ping pong, phoning the bank and ...
I signed up for credit card insurance when I applied for my credit card. It promised to pay my credit card debt if I fell ill, had an accident or lost my job. Now I have had an accident and can't work. When I tried to claim under the policy the insurer ...
