... really want to boost your super, remember a little can go a long way.... If you've got a spare $10 or so, consider salary sacrificing. Let's say, for example, you're 24 years old and you give up one green smoothie each week and instead pop ...
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... money - you should be actively engaged in monitoring and managing it, whether it's finding and consolidating accounts, salary sacrificing, looking at investment strategies and fees, or simply working out how much money you need to ensure you have ...
... decisions. This is really important. People who say it was all someone else's fault learn nothing. Second, you earn a good salary and you are only 30. So by recognising your mistakes, taking responsibility for them and then knuckling down and starting ...
... just 30 and your husband 31. Your incomes are solid but not at a level where you are highly taxed. So the 15% tax on money salary sacrificed into super is not really a huge tax saving for you. Equally, you have at least 35 years to retirement. I have ...
... Professor Roger Wilkins, from the Melbourne Institute at the University of Melbourne, told the ABC. In June, the annual Hays Salary Guide found that 11% of Australian employers did not plan to increase salaries this year. The most recent Hays Quarterly ...
... deduction when they make after-tax super contributions? The old condition that less than 10% of your income must have come from salary and wages in order to be able to claim a deduction was scrapped from July 1. If you're aged between 65 and 74 ...
... Does it cover you, your spouse and children adequately? If you are in more than one fund, see if you have more than one salary continuance policy, keep the most suitable and discard the other because you can't claim twice. For death cover and TPD ...
... account. Redraw could also work but check if any conditions are attached to it. The idea is that on pay day your entire salary goes into your offset or redraw facility. You use an interest-free credit card for your living expenses. During this time ...
... portfolio. It is riskier than money in the bank but with much better returns over time. Equally, depending on your job and salary, you could use this as a very nice deposit to buy an investment property. As you look past cash, property and shares really ...
... Australians will now be able to claim a tax deduction for a personal contribution to super without needing to set up a salary sacrifice arrangement with their employer, after changes introduced on July 1. According to ASFA's Retirement Standard, single ...
