If you join a gym, take out a mobile phone plan, sign up to have electricity supplied to your home or get a new mortgage, the chances are you will sign a "standard form contract". These are generally contracts that are not open to negotiation and are ...
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More than 80 percent of home loan contracts stipulate an exit fee. This fee should not be confused with break costs associated with fixed-rate loans. Unfortunately there is logic to these fees. You lock in at, say, 7 percent for three years but the ...
A savings account is a necessary building block in your child's financial education. It teaches how contributing small amounts of money makes the pot grow over time, as well as the miracle of interest. When to start a savings account is up to you. ...
If you've worked hard to buy your home and all the possessions that go inside it, you really don't want to see that hard work all go up in smoke if disaster strikes! That's why insuring your home and contents is a must. There are basically ...
It's awful how much food we waste. It might not seem like much at the time - a carton of milk here, some limp vegetables and old fruit there, some leftovers - but over the weeks and months it really adds up. It ends up costing us quite a lot by ...
Making sure you claim all the deductions you are entitled to should be the aim of every property investor. And the end of the financial year is a good time to check. It sounds like commonsense but in some instances it's not so easy. Take Brian's ...
Buying your first home is exciting, but it's important to think with your head and not just your heart. If you're considering taking the leap the first step is working out how much you can afford. This depends partly on how much deposit you have saved ...
When I was looking for a diesel car two and a half years ago there was only a handful to choose from. Now there are 90 models among the passenger, sports car and SUV classes available as diesels. Of the 20 top-selling cars in 2009 in Australia, eight ...
Your superannuation is about to get a big boost when the federal government slashes fees and bans contribution charges and trailing commissions. The man behind the moves is Jeremy Cooper, who headed the government's Cooper Review Panel looking at ...
Getting married is definitely a big step and undoubtedly it is also an expensive one. According to a poll by Bride to Be magazine the average cost of a wedding in Australia, including the honeymoon, was a whopping $49,202 in 2008! And with the days ...
