You are eligible to receive employer-paid super if:
If this is you, you should be getting an amount equivalent to 9.5% of your wage paid into your super fund by your employer at least every three months.
These superannuation entitlement rules apply if you are employed full time,part-time or as a casual. They apply to domestic workers too, e.g., you are hired to provide in-home help
Check your pay slip if you aren't sure - details of your superannuation payments will appear on your pay slip or digital payment summary every time you get paid. Click here for more background.
If your employer isn't paying you super but you think they should, either ask them what's going on or contact the Australian Taxation Office on 13 10 20.
Employers that break the rules are liable to penalties:
This is what we technically mean when we talk about the Superannuation Guarantee Charge.
Employer-paid default superannuation contributions should be paid into a MySuper product.
If you want a second opinion, you should contact the Australian Taxation Office (ATO) on 13 10 20, your preferred super fund or a financial adviser. To find a professional financial adviser near you, please visit our sister service SelectAdviser: selectadviser.com.au
|Super for small business owners|