"We're thinking about buying a new house. But I wanted to ask you, how can we structure it so we can hang onto our apartment?" "Why do you want to do that?" is my standard response.
While Australians who participated in the first home saver account (FHSA) scheme will no longer have a government-subsidised savings account earning a superb interest rate, the good news is these savings can now be put to other uses to continue to maximise wealth.
Falling interest rates, changes to first-home owner grants, and new incentives are making it easier for people to get a foothold on the property ladder.
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