frugality

Balancing your income against your expenses is the first rule of budgets. Write down what money you have and what money you're expecting to come in; then write down what money you owe and who you owe it to. It sounds simple enough, yet several studies ... More

Once upon a time, frugality was so uncool. It was unhip to talk about saving money. It was cool to aspire to live a luxury lifestyle, and anything budget related was dull. Back in 2015, I went to a national blogging conference on the Gold Coast called ... More