housing affordability

Back in the good old days, and I'm talking the Middle Ages here, there were no such things as children. Just pause for a moment to think about that, and soak up the serenity. "Children" didn't exist because society treated them merely as small ... More

The year 2020 was one like never before for financial markets. The onset of COVID-19 ushered in a period of record volatility, the effects of which will continue to be felt well into the future. While the world has celebrated the end of 2020 and the ... More

The "Home First, Super Second" proposal championed by Liberal MP Tim Wilson would allow couples to withdraw $40,000 of their super to buy property, but Industry Super Australia warns this could result in an 8-16% median increase in capital city property ... More

Dear Paul, My fiancee and I are long-term renters, always in credit, no problems. I work for a state government agency and my average income is $85,000. My fiancee does not work, but this may change in the near future. We live on the NSW south coast ... More

Millennials are caught between a rock and a hard place: whichever way they turn they seem to be stymied. As a demographic they stare down the barrel of stagnant wages, insecure work and high property prices. Expecting them to put more into super is ... More

The NSW government's plan to abolish stamp duty in favour of a broad-based land tax is a bid to remove one of the major hurdles people face if they want to move homes. Under the proposed changes, announced as a part of the state budget, home buyers ... More

Australian property values strengthened nation-wide through January, but what does this mean for first home buyers? According to CoreLogic, property prices rose 0.7% in January and are up 1.7% on a year ago. Quite a thing, given we're still in the ... More

Australians should expect the cash rate to stay at its current historic low of 0.10% until at least 2024. "The board will not increase the cash rate until actual inflation is sustainably within the 2 to 3% target range," said RBA governor Philip Lowe ... More

When should adult children move out of home? This is a question that parents often grapple with. There are many reasons why adult kids are living at home longer than any other generation. Even before COVID-19 "boomerang" adult kids were returning to ... More

In one of the most significant Federal Budgets in recent memory, the government has introduced some important changes designed to support the property market and maintain a robust investing climate. But for the average investor, what does it all mean? ... More