Expect the official cash rate, currently 2.5%, to have increased to 3% by year's end.
interest rates
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Thanks to the likes of Commonwealth Bank, UBank and non-bank lender Mortgage House, no-fee home loans are back in vogue.
Australian variable home loan interest rates are sitting at historical lows so Aussies are reluctant to switch to fixed rates.
Until deposit rates fall and the lag of cheaper funding replaces the more expensive funding, an interest rate cut outside official rate cuts is unlikely.
Homeowners contemplating a fixed rate generally have one major hesitation to overcome: the fear of missing out if interest rates fall further.
Interest rate gaps and exit fees got everyone excited in 2010. So what will 2011 bring?
I have two online saving accounts and neither is paying me the advertised interest rates. This, they say, is reserved for new customers. How is this fair?
