loans

Lenders responded to the recent spike in COVID-19 cases by offering some customers a further four-month payment pause. But does this impact your credit score long term? Although an extension of up to four months may be available, it won't be automatic. ... More

The financial impact of COVID-19 has been extensive. Widespread business closures have left millions of Aussies out of work, with many of those still employed facing reduced hours or pay cuts. Most banks and lenders have announced financial hardship ... More

Small businesses are set to get a reprieve after the Australian Competition and Consumer Commission (ACCC) gave the go-ahead for banks to defer principal and interest repayments for loans to small businesses affected by coronavirus. "We consider that ... More

When you make the monumental decision to have a baby, you want your pregnancy to go ahead as planned. But one in six Australian couples has fertility issues, according to the Fertility Society of Australia (FSA), which points out that infertility is ... More

It is tempting to embellish your finances when you apply for a credit card or a home loan or a car loan. Have you lied to secure credit? If you have, you are not alone. Millions of Australians are being untruthful to save a buck, according to new research ... More

What better way to get what you want in a home than to build it yourself? And it turns out plenty of Australians are doing just that, with new-home builders representing 35% of all those who have purchased a home in the past two years. But when it comes ... More

Cash-strapped Australians now have a new alternative to predatory payday loans and sky-high interest rates after Good Shepherd Microfinance launched Speckle, a short-term cash loan. One in five Australian households have used payday loans in the past ... More

Banks will be required to share information about your late payments on loans and credit cards with other lenders, under a proposal from treasurer Scott Morrison. This is part of a reform known as "comprehensive credit reporting", and it's likely to ... More

If you're in trouble with debt, there are a few things you can do to get out of the red . Itemise your debts If they are spiralling out of control, the first step should be to cut back your expenses. Compile a list of all your debts and expenses ... More

GOLD WINNERS: POLICE BANK (BANK), LIBERTY (NON-BANK) It feels good to reduce your debts, especially if you manage to get ahead of your repayments, and our two winners in the category of cheapest personal loans advertise zero penalties for paying out ... More