loans

19 results tagged "loans":
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MY MONEY

Does pausing payments affect your credit score?

Lenders responded to the recent spike in COVID-19 cases by offering some customers a further four-month payment pause. But does this impact your credit score long term? Although an extension of up to four months may be available, it won't be automatic. ... More
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MY MONEY

Reprieve for small businesses hit by coronavirus

Small businesses are set to get a reprieve after the Australian Competition and Consumer Commission (ACCC) gave the go-ahead for banks to defer principal and interest repayments for loans to small businesses affected by coronavirus. "We consider that ... More
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liar loans lying about loans
MY MONEY

The real consequences of lying on your loan application

It is tempting to embellish your finances when you apply for a credit card or a home loan or a car loan. Have you lied to secure credit? If you have, you are not alone. Millions of Australians are being untruthful to save a buck, according to new research ... More
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MY MONEY

Payday loan alternative could save Aussies thousands

Cash-strapped Australians now have a new alternative to predatory payday loans and sky-high interest rates after Good Shepherd Microfinance launched Speckle, a short-term cash loan. One in five Australian households have used payday loans in the past ... More
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MY MONEY

Five ways to escape the exploding millennial debt trap

If you're in trouble with debt, there are a few things you can do to get out of the red . Itemise your debts If they are spiralling out of control, the first step should be to cut back your expenses. Compile a list of all your debts and expenses ... More
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Cheapest personal loans
MY MONEY

Best of the Best 2017: Cheapest Personal Loans

GOLD WINNERS: POLICE BANK (BANK), LIBERTY (NON-BANK) It feels good to reduce your debts, especially if you manage to get ahead of your repayments, and our two winners in the category of cheapest personal loans advertise zero penalties for paying out ... More
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