loans

When you make the monumental decision to have a baby, you want your pregnancy to go ahead as planned. But one in six Australian couples has fertility issues, according to the Fertility Society of Australia (FSA), which points out that infertility is ... More

It is tempting to embellish your finances when you apply for a credit card or a home loan or a car loan. Have you lied to secure credit? If you have, you are not alone. Millions of Australians are being untruthful to save a buck, according to new research ... More

What better way to get what you want in a home than to build it yourself? And it turns out plenty of Australians are doing just that, with new-home builders representing 35% of all those who have purchased a home in the past two years. But when it comes ... More

Cash-strapped Australians now have a new alternative to predatory payday loans and sky-high interest rates after Good Shepherd Microfinance launched Speckle, a short-term cash loan. One in five Australian households have used payday loans in the past ... More

Banks will be required to share information about your late payments on loans and credit cards with other lenders, under a proposal from treasurer Scott Morrison. This is part of a reform known as "comprehensive credit reporting", and it's likely to ... More

If you're in trouble with debt, there are a few things you can do to get out of the red . Itemise your debts If they are spiralling out of control, the first step should be to cut back your expenses. Compile a list of all your debts and expenses and ... More

GOLD WINNERS: POLICE BANK (BANK), LIBERTY (NON-BANK) It feels good to reduce your debts, especially if you manage to get ahead of your repayments, and our two winners in the category of cheapest personal loans advertise zero penalties for paying out ... More

If there was ever an issue that could help you make or save some serious coin, then this is it: the Best of the Best. For the biggest savings it's hard to go past home loans. As Mitchell Watson, from Canstar, says, the average standard variable rate ... More

The Australian Securities & Investments Commission (ASIC) is cracking down on the interest-only loan. After an eight-month investigation, the regulator found many lenders had been falling short of legal standards in assessing applications. I'm all for ... More

Did you know you might unwittingly be engaging in credit behaviour that may be detrimental to your credit score and therefore your ability to access credit in the future? A credit score is calculated by an algorithm that takes into account your credit ... More