mortgages + home loans

Damon Angus, 45, is a senior counsel at Allens, a law firm in Sydney, where he specialises in corporate finance and financial innovation. Following the birth of their first child, Damon and his wife decided to save for a new house. We spoke to him about ... More

Australia's big four banks are back in the hot seat, this time for their failure to pass on central bank rate cuts to consumers. Treasurer Josh Frydenberg today ramped up the government's campaign against the banking sector, giving the go ahead ... More

Can't afford to buy in the area where you live? There is a way to enjoy the lifestyle of your favourite suburb and still get a foothold in the property market. Rentvesting - owning an investment property while renting where you live - is gaining ... More

Q. Hi Paul, My wife and I are 44 and 45, both working full time with a combined income of about $220,000pa. We have a mortgage with an offset account, which is incurring 0% interest as our savings of about $60,000 are equal to the outstanding mortgage. ... More

With the RBA cutting the cash rate for the third time this year it's time for mortgage customers to get busy. While you could sit back and hope your current lender passes on the rate cut in full, taking charge and seeking out a better deal instead ... More

Recent evidence of a strong rebound in Sydney and Melbourne housing values wasn't enough to stave off a rate cut, with the RBA opting to slash interest rates further to a new record low. A trend towards higher unemployment and a slowdown in jobs growth ... More

The bank of mum and dad is under threat. Ranked as one of the top 10 lenders in Australia, based on figures from the regulator APRA, reliance on the bank of mum and dad (BOMAD) became widespread for first home buyers in a rising market. A year ago as ... More

Q. My partner is 51 and earns $70,000 and has super of $200,000. I am 42 and earn $62,000 (I work at a not-for-profit and salary package $18,550), plus investment property income of $18,000 with superannuation of $160,000. We bought our principal place ... More

Tax advantages coupled with the potential for higher investment returns means extra contributions can help set you up in retirement. Everyone should try to make additional payments into their superannuation. This can seem challenging if you're a ... More

If you own your home and have paid it off by the time you retire, you can live for 'free' - no more mortgage repayments - whereas if you rent when you retire, your rent keeps going on and on. But Australians are finding it harder to pay off ... More