mortgages + home loans

Starting a family, or planning to start a family, can be a joyous and exciting time. But make no mistake, it can also be a challenging time and an emotional rollercoaster. To help smooth the journey it is important to get on top of your day-to-day finances ... More

Interest rates have dropped to historic lows, but that hasn't translated into a wave of refinanced home loans. According to research by comparison site Mozo, just 6% of mortgage holders have refinanced over the past year. That's only 321,364 ... More

Achieving your dream of home ownership can be both an exciting and daunting prospect. It's often an emotionally charged financial decision so it's important to plan carefully. There are a number of considerations worth accounting for when preparing ... More

What do you wish you knew before you bought your first property? When we put this question to four members of the Money team, it wasn't a list of boom suburbs they wished for, but a better understanding of just how mortgages and the cost of home-ownership ... More

There'll be more divorces as a result of COVID-19, if you believe the experts, and mortgage brokers are already seeing an increase in couples trying to work out what to do with their property once they've separated. Rebecca Jarrett-Dalton, founder ... More

Thanks to its quick turnarounds and clever pricing model in home lending, Macquarie Bank has become a favourite with brokers. According to Alex Dunnin, executive director of research and compliance at Rainmaker Information which publishes Money , "not ... More

Among Australians looking to realise their dream of home ownership, COVID-19 has prompted many to put their plans on hold, at least for the time being. One of the key reasons for the delay is that more than two-thirds of first home buyers have had to ... More

St.George Bank is giving other banks a run for their money in a new home loan that does away with one of the biggest deterrents for first-home buyers: saving a 20% deposit. Take this scenario. You want to buy a house or unit worth $650,000. The rule-of-thumb ... More

There's a real buzz around refinancing right now. Figures from CoreLogic show 67% of property valuations currently relate to home loan refinancing - up 32% from last year, and Glenn Haslam, executive general manager, lending at Suncorp Bank - Money's ... More

One in five Aussies had less than $1000 in savings in 2019. Since then, the coronavirus crisis has hit, employment is falling and it's more important than ever to take control of your finances. The 2019 study by the University of Melbourne also ... More