peer to peer lending

In 2017, Gal Margalit, 32, left Israel for Sydney to take up a business analyst role in the IT industry. She immediately started looking for a sensible way to invest her money in the hopes of buying a property. We spoke to Gal about how using RateSetter ... More

Elaine O'Shannessy, a retired primary school and TAFE teacher, now lives in northeastern Victoria, where she runs a bed and breakfast with her husband and enjoys tending to her extensive garden. We spoke to Elaine about how using RateSetter helped ... More

Damon Angus, 45, is a senior counsel at Allens, a law firm in Sydney, where he specialises in corporate finance and financial innovation. Following the birth of their first child, Damon and his wife decided to save for a new house. We spoke to him about ... More

Spare a thought for investors in the United Kingdom: since the June 2016 referendum that set Brexit in motion, the investment environment has been one of near-constant turmoil. Faced with low interest rates and an uncertain economic future, investors ... More

Responding to signs of a potential slowdown, the Reserve Bank of Australia (RBA) has made three rate cuts in 2019, in June, July and October, bringing the national cash rate to a record low of 0.75%. Given that the economy's vital signs continue ... More

RateSetter, one of the few Australian peer-to-peer (P2P) lenders enabling retail investors to participate in the lucrative consumer and business credit marketplace, is not letting a lack of competition stop it from introducing new initiatives. Investors ... More

A slew of affordable financial products to hit the market in recent years means the cash-strapped and asset-poor can now invest like the wealthy - and you don't even need $100 to get started. Money magazine raises the hood on three investment vehicles ... More

1. Can I invest in peer-to-peer through my SMSF? By Peter Marshall, product data & compliance manager, Mozo Yes, you can invest in peer-to-peer loans through your SMSF. Although it's a fairly new asset class it can offer you an opportunity to access ... More

P2P lenders beat the banks Aussies are diverting millions of dollars away from savings accounts and term deposits into longer-term peer-to-peer investing, according to research from P2P lender RateSetter's investor base. "The royal commission has shone ... More

They've been compared to term deposits on steroids and when you look at the returns you'll understand why. Net of fees you could earn an annualised rate of 3.8% on a one-month investment (on Wednesday last week, one-month investments were netting 4.2%pa). ... More