peer to peer lending

In the not too distant past, peer-to-peer (P2P) lending was seen by some investors as a way to fund (and earn interest from) loans at any time, at any size, at any investment grade and at any interest rate. If a borrower was willing to accept or be ... More

I am 30 years old working in a stable government job earning about $120,000 gross. I have about $125,000 in a self-managed share portfolio (ASX traded) that includes some broad international exchange traded funds, $25,000 in an international managed ... More

You've decided to sell your family home. Perhaps you've outgrown it and need to find something bigger to move into as soon as you sell. Or maybe you're moving for work, perhaps interstate or even overseas, and are keeping your options open ... More

RateSetter, one of the few Australian peer-to-peer (P2P) lenders enabling retail investors to participate in the lucrative consumer and business credit marketplace, is not letting a lack of competition stop it from introducing new initiatives. Investors ... More

A slew of affordable financial products to hit the market in recent years means the cash-strapped and asset-poor can now invest like the wealthy - and you don't even need $100 to get started. Money magazine raises the hood on three investment vehicles ... More

1. Can I invest in peer-to-peer through my SMSF? By Peter Marshall, product data & compliance manager, Mozo Yes, you can invest in peer-to-peer loans through your SMSF. Although it's a fairly new asset class it can offer you an opportunity to access ... More

P2P lenders beat the banks Aussies are diverting millions of dollars away from savings accounts and term deposits into longer-term peer-to-peer investing, according to research from P2P lender RateSetter's investor base. "The royal commission has shone ... More

They've been compared to term deposits on steroids and when you look at the returns you'll understand why. Net of fees you could earn an annualised rate of 3.8% on a one-month investment (on Wednesday last week, one-month investments were netting 4.2%pa). ... More

Kevin, 54, from Sydney, has been using RateSetter since July 2016 by investing $10,000. He added an extra $10,000 in January. He has made around $520 on his initial $10,000 investment, equivalent to about 9.4%pa over that period. Why I chose RateSetter ... More

The incorporation of forward-thinking technology is taking the finance world by storm - so much so that a new breed of technology-focused financial start-ups - fintech for short - has emerged to change the way local consumers manage their money. In ... More