What 'best value' trauma cover really means

Best-Value Direct Trauma Insurance - TAL

Trauma insurance and TPD cover are often confused. They both support you through stressful - though quite different - circumstances.

According to our winner, TAL, that's why many Australians choose to have both.

Trauma insurance protects you if you require extensive medical treatment.TPD insurance, on the other hand, provides a lump-sum payment if you become permanently disabled due to illness or accident and can't work.

Put simply, trauma insurance covers the costs associated with getting you better and back to work.

But if your accident or illness is so severe that you can never return to work, TPD insurance will ensure you can maintain a good quality of life.

TAL's trauma cover offers a maximum payout of up to $2 million, backed by several key features and benefits.

A built-in paralysis support benefit doubles your cover amount to a maximum of $2 million, if you're faced with the profound impact of permanent paralysis.

TAL also provides an inflation protection benefit so your payout keeps pace with inflation.

The upshot is that trauma insurance can give you the comfort of knowing you can access medical treatment, pay for rehabilitation, and even cut back work hours if needed.

And if the unexpected happens, that could be priceless. And by bundling trauma and life cover, it is possible to save on premiums.

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