SPECIAL ISSUES

2016 Real Estate Guide

By

There's no doubt Aussies love property. Why the obsession?

Maybe it's because it's easy to understand or because governments tend not to play around with it as much as, say, super or the fact that you don't need to be rich to build wealth.

Yes, you need a massive deposit to get started but as our experts show you can build wealth, one home at a time, with an average income.

Negative gearing and depreciation perks mean you could afford an investment property for as little as $30 a week.

Your 2016 Real Estate Guide

To help you become the best possible property investor, Money has rounded up some of Australia's most respected advisers and investors. Everything - from where to buy, how to set up your loans and manage your investments, and the tax perks - is covered in this special edition.

24 key questions answered

Investing in property is a proven way to build long-term wealth. Our guide will point you in the right direction and answer some frequently asked questions such as, what are the benefits of investing in property? Should I buy my first home before investing in property? How much deposit do I need to buy an investment property? Should I pay principal and interest or interest only? What if I want to leave property to my children?

Earn $55K a year in rental income

A carefully structured property portfolio can provide you with all you need for a comfortable retirement. Our strategies show how three typical Australian households can set up a passive income stream for their later years. Too good to be true? Not really. After profiling three household types to see if this is in fact possible by retirement, the conclusion is simple - the typical Australian can do it. Money reveals how...

Property versus shares

Investors will know property and shares can work for you at times but that occasionally they can go against you. If you understand this and are prepared to ride the wave during the good times and brace yourself during the bad times, you should come out in front. Money reveals the pros and cons of both.

Property for $30 a week

Do you have a spare $30 a week? If so you can probably afford to invest in property. Once you take into account the rental income and the tax benefits, buying an investment property is clearly more affordable than many people realise. Three experts come up with three scenarios to cater to a range of investing budgets: $30 a week, $150 a week and $250 a week.

The next hotspots revealed

The best advice for property investors seeking growth in 2016 is to beware of generalisations. Last year ended with a chorus of "the boom is over" articles and with predictions that "Australian property prices" would grow only 4% or 5% in 2016. What they meant (or should have) is that the Sydney boom is over. Whilst Sydney's market may be cooling, there are many other opportunities for the savvy investor.

Investing property through super

Why would you want to invest in property using your personal super fund? Generally speaking the answer is the word "tax". Income earned by the property is taxed at a concessional rate (generally 15%) and the capital gain will also be taxed at a concessional rate (generally 10%) or even, if you have retired and your fund is in pension phase, not taxed at all. We explain how these strategies work and the trouble spots to avoid.

All this and more in the 2016 Real Estate Guide!

RELATED STORIES

Comments
Ean
June 7, 2016 4.48pm

From where I can buy this ?
Went to few news agents and not available with any of them.

Money
Verified
June 9, 2016 10.38am

Hi there. Sorry to hear you can't find a copy of our Real Estate Guide! The guide should be available at Coles supermarkets, but if you can't find one in stock you purchase it online: https://www.magshop.com.au/mon... Thanks!

Terry
July 8, 2016 8.25pm

Hi, do you offer this via your iPad app?
I'd prefer an online version than paper one.

Money
Verified
July 12, 2016 8.38am

Hi Terry,

You can find the digital edition of our Real Estate Guide on the MagShop website: https://www.magshop.com.au/mon...

Thanks,
Money Team

Money
Verified
August 12, 2016 9.55am

Hi Terry,
Unfortunately, our stand-alone issues are not published via digital platforms. This was the decision of our publisher.
Going forward, we will advise our publisher that we have attracted interest in a one-shot available on the app.

Thanks,
- Money team

Tricia Hales
December 5, 2016 8.05pm

Hi are you making a 2017 real estate version or same principals apply?

I'm 54 year old woman recently separated and need to purchase a property and invest the little money I have left and need a lot of help. I'd love to talk to someone for some direction because at 54 and a low income I don't have time on my side to make a mistake with what money I have
Thank you. Tricia

Money
Verified
December 6, 2016 8.26am

Hi Tricia,

We do intend to release another property guide in 2017.

For advice on your situation, please email Susan Hely on shely@bauer-media.com.au to be considered for Ask the Experts.

John
November 23, 2017 5.17pm

Hi,
Is the price AUD or USD ?
Thanks

Money
Verified
November 24, 2017 7.52am

Hi John,

We are based in Sydney, Australia, so the price is in AUD.

Post a comment
Link to something ef4IJMCz