American Express named Credit Card Issuer of the Year

American Express has been named Credit Card Issuer of the Year in the Money Consumer Finance Awards.

It was recognised for its sheer breadth of choice, with a credit card to suit just about every type of consumer.

See the full list of winners in the Money Consumer Finance Awards 2026.

American Express at a glance

• Winner: Credit Card Issuer of the Year
• Why they won: Sheer breadth of choice, with a credit card to suit just about every type of consumer
• Top product: The American Express Platinum Card

A card for every type of spender

It's hard to think of a brand more synonymous with credit cards than American Express. And there's a reason for that.

Head to the American Express website and you'll find an exceptional line-up of credit cards for Australian consumers to choose from.

Choice is always a plus, and Will Thorne, vice president of product at American Express Australia and New Zealand, says there is a way for Australians to decide which American Express card is best suited to their needs.

Choosing the right card

"A good place to start is by thinking about how you spend and what you value most - whether that's earning rewards on everyday purchases, getting more out of travel or unlocking exclusive experiences," notes Thorne.

"Some people may prefer the structure of a charge card, where the balance is paid in full each month, while others might value the flexibility of a credit card if they occasionally want to pay back purchases over time."

It's also worth considering whether you're looking for a personal card or one tailored to business expenses.

Thorne adds, "The best card is the one that fits your lifestyle and spending habits, rather than simply the one with the most features."

A broad range of options

American Express not only offers a broad range of credit cards, it also provides credit cards that are co-branded with partners such as Qantas and Velocity.

"This means people can choose a product that aligns closely with how they spend and the types of benefits they value most," Thorne explains.

For example, some Australians may prefer premium rewards cards such as the American Express Platinum Card, which offers a wider range of lifestyle benefits, including access to events and dining experiences.

Frequent travellers, on the other hand, may benefit from a co-branded airline card to maximise travel rewards.

Rewarding everyday spending

Many American Express cards also offer access to Membership Rewards, which allow eligible cardholders to earn points on their spending, with points that never expire and a wide range of redemption options to choose from.

Thorne says, "Ultimately, comparing features, benefits and fees against your own needs is key. Consumers can explore the full range of options on the American Express website to find the card that's right for them."

Top product: The American Express Platinum Card

The American Express Platinum Card is a premium charge card best suited to frequent travellers and those looking for a high level of service and access.

It offers a wide range of lifestyle benefits, including travel-related perks, dining experiences and access to exclusive events.

Read more: View all winners in the Money Consumer Finance Awards 2026.

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