With an inner-city vegetable garden, you can become self-sufficient in food for around $270.
Susan Hely
 | Susan Hely has contributed to Money for more than 15 years. She has been a finance journalist for more than three decades, beginning at the Australian Financial Review before moving to the Sydney Morning Herald. Susan edited Superfunds magazine for the Association of Superannuation Funds of Australia, and writes regularly on family money and superannuation. She's also author of the best-selling book Women and Money. Connect with Susan Hely on LinkedIn. |
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With most credit cards you need an income when you apply and often the income needed is more than most university students earn.
Susan Hely switches on to greater energy efficiency.
Mercer SmartPath members can be active investors with the super fund or leave the decisions to the experts.
Retirement savings are up but it's only enough for a modest lifestyle, writes Susan Hely.
Improve your health and reduce your carbon footprint with meatless Monday.
With the cost of water rising, why not consider a greywater system to recycle water from the shower, the laundry and the bathroom basin?
Buying a pet is just the beginning. There are plenty of costs for food, vet bills, micro-chipping, de-sexing, pet insurance, grooming, toys and - if you go away - boarding fees. Once your pet ages, there could be medications, special food and regular vet visits.
If certainty about the earnings from your superannuation or pension fund is paramount, here is a superannuation fund with a capital-guaranteed return.
It takes about six years for a solar power system to pay itself off for a standard household, but with electricity prices rising sharply, the payoff may be even faster.
