Best of the Best 2017: Best Savings Accounts
GOLD WINNERS: RABODIRECT (BANK), MOVE (NON-BANK)
This year's best savings accounts are paying more interest than last year's, despite two Reserve Bank cuts.
Three RaboDirect Notice accounts take out the top spot in the bank category, with a maximum rate of 2.75%pa.
These accounts require you to give a certain amount of notice before you can make a withdrawal. They allow you to top up the balance and earn interest until your money is withdrawn.
RaboDirect requires you to open a linked high-interest savings account to go with its NoticeSaver.
Notice periods are 31, 60 and 90 days. There are no early withdrawals, so carefully consider your circumstances before you commit your funds.
MOVE's Express Saver is our non-bank winner with a competitive 2.65%. MOVE membership is usually restricted to people working in the rail, transport and logistics industries but check to see if you're eligible.