Many of us are counting down to the Christmas break, but in all of the excitement of the holidays, it's easy to forget to sort out insurances so that we're not only covered, but importantly, aren't paying too much.
The government's health insurance reforms appear likely to deliver lower premium increases and hopefully clearer consumer-friendly policies, but it's not all good news.
We answer eight frequently-asked questions on health insurance, from the difference between an excess and a co-pay, to what to do if your insurer won't pay a claim.
Are you curious to know what others pay for bills? We're teaming up with readers to find out who is paying what, and share the best tips for saving money.
If you're on a high income or about to send out invites for your 31st, it can make great financial sense to take our private hospital cover before June 30.
If you're 22-30, you should consider extras-only as well as basic hospital cover. Paying a few hundred dollars a year could end up being cost effective.
Premiums keep getting higher, and there's no sign of insurance getting cheaper. Fortunately, there are a range of health insurance promotions on offer.
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