Because of the way tax is applied to superannuation, savvy employees can turn what would have been a tax liability into extra savings through salary sacrifice.
Almost 17% of the adult population lack basic financial products such as a credit card, a savings account, general insurance and even a transaction account.
Under Australian consumer law, shoppers have a right to a refund, repair or replacement from the retailer for a "reasonable" time after purchase. regardless of warranty.
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