Do I pay off my HECS-HELP loan or save? With an interest rate equal to the inflation rate, this is one of the cheapest debts around. So if you have any other debts, pay them off first. If not, then you'd be better off saving, provided your net return ...
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Secure long-term employment with benefits, rising wages, affordable homes and the introduction of super gave many baby boomers the means to own a home and accumulate wealth. But in just one generation things are starting to fray. There's no shortage ...
While it was previously easy to rack up points on premium reward credit cards, this is no longer the case as card issuers take the knife to rewards programs in direct response to the Reserve Bank's cap on interchange fees, which came into effect on ...
Usually reporting season is the time to check how your companies are performing. But as this year marks 10 years since the onset of the GFC, there's much more to consider. While the GFC briefly brought depression conditions to the US and Europe following ...
In an attempt to reduce pressure on housing affordability, the federal government has announced dramatic changes to the way depreciation is claimed on residential investment properties. Understandably so, we at Washington Brown have been inundated with ...
Answering money questions seems to have occupied quite a bit of my life, write Paul Clitheroe I started doing talkback radio in the mid-1980s, then the Money program on Channel 9 and, of course, the past 18 years on Money magazine. Along the way I also ...
Gerard: Dear Paul, I followed your advice in 1997 on a Money TV show that year. It was to invest $2000 in four shares: CSR, NMW and Lendlease, and I don't remember the last one. I still own Lendlease but out of these four shares only one went up and ...
Kids born into families with established businesses sometimes get hooked. Angus Kennard packaged nails and measured rope at home after school for his dad's firm to sell with the equipment it hired out to builders, tradies and do-it-yourselfers. "We ...
Recently I was having a chat on ABC Radio about kids and money. It is not a simple topic. There is a lot being done in our schools, universities, TAFEs and VET colleges, and in apprenticeship courses, and this is a really good thing. I have chaired ...
Dear Paul, Can you please explain the taxation implications for purchasing shares "in trust" for children (below the age of 18)? Who receives the franking credits? Parents holding the shares in trust or the children? If the children receive the franking ...
