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Shares are truly the gift that keeps on giving, potentially providing dividends for years to come and generating welcome capital growth over time. With the festive season approaching, shares can be a handy stocking stuffer, but there are hazards to ...
If I told you stockbrokers make the worst investors, I have a hunch you wouldn't believe me. Truth is, there was a longstanding joke on the sales desk when I worked in the industry that if one us 'stockbrokers' bought a stock on our personal ...
When my first child was born, I didn't receive paid parental leave from my employer or the government. But these days a birth mother can qualify for government-funded parental leave of 18 weeks for a newborn. On top of this, around 50% of Australian ...
Consumers engaging directly with their super fund on insurance matters are often left confused and overwhelmed by the information provided and upset they cannot get guidance specific to their circumstances, an ASIC report shows. A third of unadvised ...
Dear Paul, I have much respect for your articles in Money and have just read your response to the couple who are concerned about managing their SMSF as they age. Although it doesn't apply to me, it's an interesting read. On finishing the article ...
The home is an untapped asset that can be used to fund retirement, urges the retirement income review. Australia's current retirement system consists of three pillars: the age pension, superannuation and savings, which includes the home. Typically ...
As passive investments that represent an underlying index, exchange traded funds (ETFs) are great. Access to the passive replication of something that would be very hard for individual investors to do alone is a real service. Where they go wrong is ...
Lifting the super guarantee would mean more superannuation in retirement but lower wages today, according to the findings of the long-awaited Retirement Income Review. The report found that lifting the super guarantee (SG) rate to 12% would lead to ...
If you are struggling financially to pay your regular strata levies because of COVID, what are your options? Is there any chance of relief from the levies? Your fate rests with your building's owners' corporation or body corporate. You must ...
