Regulations on promoting borrowing through your super fund to buy a property are vague and in limbo, with the government concerned but reluctant to step in so far. So the average property-loving Aussie, disappointed by poor returns since the GFC and ...
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After three years in my job I've been sacked without being given a reason. Can this happen today under "fair work" legislation and what can I do to get redress? You can be unfairly dismissed or unlawfully terminated. It sounds like the same thing and ...
A few things really bug me about lenders mortgage insurance (LMI). It's not portable, fewer and fewer lenders are offering a pro-rata rebate if you repay or refinance your loan in the first couple of years, and it's not cheap - though I can give you ...
The biggest drawback of the decision to allow self-managed superannuation funds to borrow to buy property is the way the ability came enmeshed in a set of sometimes complicated rules. Among these were a number that, in effect, prevented an SMSF from ...
A friend jack-hammered the swimming pool at his holiday house because he was sick of the high-energy bills that came with running a pool cleaner, plus chemicals and pool cover. His family rarely used the pool; the house was a few minutes to the beach. ...
The big four banks certainly brought home the bacon this year, announcing record profits for the financial year ending 2011 to the tune of $23.28 billion. No doubt consumers will be wondering how bank shareholders will cope with record dividend payouts ...
Chances are you've heard of Medicare - it gives many Aussie residents access to free or cheap healthcare. If you live in Australia (excluding Norfolk Island) you are eligible if you hold Australian or New Zealand citizenship or have applied for or been ...
Investment and similar income earned by children under 18 no longer benefits from the Low Income Tax Offset. As a result, children whose unearned income exceeds $416 a year - a level first set in 1981 - are now taxed at penalty rates of between 45% ...
What's new Making the most of strong global sharemarkets are four new international exchange traded funds. Around 70% of new ETF money is going into global funds and these four offer diversification across regions and countries as well as low-cost access ...
A Christmas gift sparked a family cycling habit that delivered more than fitness. Here's how riding a bike can save money, cut transport costs and transform the way you travel. I bought my husband a bicycle for Christmas a few years ago. It was ...
