Death is not something most people want to think about, which is perhaps part of the reason why about 45% of Australians do not have a valid will. If you want to make sure the assets you've worked hard for go to the right people, then having a valid ...
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If you're in need of extra cash, you may consider getting a second job to help you make ends meet or pay for luxuries. Not only can a second job help you make more money but you may potentially gain extra skills. You don't want to do that to ...
Superannuation is such a tax-effective investment vehicle it is easy for the members of a self-managed super fund to overlook the need to manage the fund's ongoing tax situation. Among the tax issues SMSFs should take into account are: How much ...
It's hard to get a decent return out of cash and term deposits when interest rates are at a 60-year low. The most you can get these days is a measly 3% to 4%, which means you are barely treading water. "It's particularly bad now with interest rates ...
I've received a shocking energy bill I'm sure is incorrect. I won't pay it. What happens if I don't? Energy bills have jumped alarmingly and many are suspected to be incorrect. Not paying is not an option. But there are a number of steps you can take. ...
There's a very simple reason why brokers and aggregators have dramatically lifted their share of the mortgage market from 25% 10 years ago to 42%. They know things that home buyers don't! I'm not talking about who's got the cheapest home loan or the ...
There are some instances, such as travel or an emergency, when it is handy to have a credit card as a back-up to a cash card and a debit card. With most credit cards you need an income when you apply and often the income needed is more than most university ...
In these stressful times, one of the best ways of getting away from it all may be a leisurely journey on a seagoing freighter. Just make sure it goes nowhere near the shipping lanes tormented by modern-day pirates. A great way of finding out about routes ...
I found, on a website, what seemed like a spacious and attractive holiday cottage near the beach, booked it online and paid for it, but when I got there it was pokey, dirty, badly maintained and kilometres from a beach. I did not stay there. What can ...
ME Bank has joined the National Breast Cancer Foundation to offer the ME Bank EveryDay Transaction Account with PINK Debit MasterCard. Great timing given October is internationally known as Breast Cancer Month. While there are plenty of banks that allow ...
