The royal commission has made many Aussies cynical about getting financial advice. To be truly independent, a financial adviser needs to satisfy five conditions.
advice
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Matt and his wife have $5000 a month to invest but with dual corrections on the horizon, are shares or property the better option?
It's the small habits that give us the best chance of succeeding. So what are the five habits that will set you on the path of success in investing?
Emma has $10,000 to start investing in shares but doesn't know where to start. That's where Paul Clitheroe comes in.
Lucy and her husband are keen to buy a beach house to help them relax and de-stress but Paul Clitheroe is worried the purchase could have the opposite effect.
James has $1 million in a term deposit that he would like to leave to his adult children. Where should he invest it? And does he need a trust?
Matt co-owns property with his parents and wants to buy them out without forking out for capital gains tax and without paying stamp duty again.
Sharon and her husband have paid off their home in their 40s, so where should they invest the money that was going to mortgage repayments?
With a house in no condition to be rented and a recent $150,000 inheritance, Michelle asks if she should pay off the mortgage early or invest in ETFs. Paul Clitheroe has a better idea.
Erin and her husband own an investment property in Perth which is now worth less than they paid for it eight years ago. With rents falling, they ask Paul Clitheroe if it's time to cut their losses and sell.
