There is an old saying in the music business: "You can make a killing, you just can't make a living." Flirting with the rock star trap is a dangerous game.
Do we think property and shares will do better than 4% over time? Of course we do. But we made the choice to become debt free on our home because we sleep better at night, writes Paul Clitheroe.
Fertility issues affect one in six Australian couples. With a single IVF cycle costing up to $10,000, more are turning to personal loans or credit cards to cover the cost.
We buy cars we can't afford, eat in overpriced places, purchase clothes that put us into debt. Above all, we never, ever talk about our actual finances with anyone. Why?
The view that HECS debt doesn't really matter because it isn't expensive like credit cards or car loans is dying out as the banks tighten lending to first-home buyers.
Our social security payments are so low that they trap people in poverty - it's incredibly difficult to get a job when you're worrying about how to put food on the table or to make sure you have a roof over your head.
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