Casey and her partner are looking to enter the Sydney property market. Should they buy while prices are falling or keep saving till the market recovers?
Alice has $60,000 for her first home sitting in a high-interest savings account. She asks Paul Clitheroe if she would be better off investing the money.
Banks are blacklisting suburbs where they're not keen to lend, where borrowers face tougher hurdles to get a mortgage and have to stump up a bigger deposit.
As rising house prices are making it more difficult to get into the property market, first-home buyers are faced with the question: is it best to pay lenders mortgage insurance (LMI) and jump into the market now, or wait and save a higher deposit?
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