"I decided what I really wanted my life to look like in five years. I wanted to own a house and a car and to have won awards for my craftwork," says Joanna Jones.
Bindi and her husband want to retire early - the sooner the better - to spend time with their young children, but they want an annual income of $140,000.
James Lee hasn't shared his financial situation - or early retirement goal - with friends, but he has told 37,000 strangers on the Mr Money Mustache forum, writes Sharyn McCowen.
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