equity

Reverse mortgages may be the lifeline that cash-strapped retirees need during this global pandemic and beyond, but they should proceed with caution. Sometimes referred to as "lifetime loans", reverse mortgages use the equity in your property as security ... More

Dear Paul, I have much respect for your articles in Money and have just read your response to the couple who are concerned about managing their SMSF as they age. Although it doesn't apply to me, it's an interesting read. On finishing the article ... More

The home is an untapped asset that can be used to fund retirement, urges the retirement income review. Australia's current retirement system consists of three pillars: the age pension, superannuation and savings, which includes the home. Typically ... More

Around 80% of Australians haven't actively chosen an investment option for their super, so their money is put into their fund's default option. This is often a diversified balanced option, with a medium to high level of risk. For many people ... More

Even more so during these highly volatile times, it's important to understand what kind of investor you are, and how that should inform your stock picking decisions. Here's a breakdown of what to look for in a stock based on your investment objectives. ... More

Taking a repayment pause from your mortgage will help save the finances of many Australians in hardship. But it will also cost them on the other side of the coronavirus crisis. How much more you pay depends on the pausing policy of your bank. If your ... More

We are in our early 50s, with two teens still living at home, and we have been paying down our mortgage while topping up our offset account as quickly as possible. We have about $80,000 to go until we no longer pay interest. However, given interest ... More