investing

The policy, research and advocacy body for Australian superannuation, ASFA, calculates two important retirement income statistics each year: the amount needed for a modest retirement and the amount for a comfortable retirement. ASFA's definition of ... More

A lot has been said in recent months about the spike in retail (smaller) investors who are trading shares on the ASX and other exchanges overseas. The COVID-19 pandemic and its impact on sharemarkets has no doubt presented smaller investors with daily ... More

The financial advice industry had the professional equivalent of an enema at the banking royal commission. And research shows that Australians in need of advice will most likely be better off for it. While financial adviser numbers have fallen, professional ... More

The COVID-19 pandemic has been a reminder for many Australians of the dangers of relying too heavily on any single source of income. They may have lost jobs, had their working hours cut or seen once-dependable investment income streams suddenly disrupted. ... More

There is an old saying when it comes to investing that you can't buy yesterday's returns. In essence, this means that if an investment rises in the previous year and you don't own it, then you missed out. That said, I believe it also means you can't ... More

Eleven million Aussies are in line for tax cuts following the Federal Budget release earlier this month. The question now is what to do with it. The measures are expected to see lower and middle-income earners receive tax relief of up to $2745 for singles ... More

Seven-time Supercars champion Jamie Whincup is preparing for his 19th Bathurst 1000, which will be held a week later than usual this year due to COVID-19. Like everyone in the Supercars paddock, the Red Bull Holden Racing Team star's year has been ... More

Don't throw good money after bad money. It's an idiom we've all heard before, but what does it mean? It can apply to a lot of things. One of them is the sunk cost fallacy: the tendency to stay the course simply to justify a previous investment ... More

Diversification is a simple and powerful tool investors can use to help mitigate risk and achieve more consistent returns within their investment portfolio. It could mean investing in a variety of different asset classes to limit your exposure to any ... More

For many years, financial advice has been closely linked with product selection and its various tangible benefits, such as better investment returns, retiring early, and with greater net worth. Following this year's five disasters of the Australian ... More