investment loans

Q. My husband is 41 and I am 34 and we are DINKS. We are in a very good financial position with no debts other than share investment loans (equity from our principal place of residence with interest rate of 3.99%) and we have no financial dependants. ... More

Property flipping can be an effective way of making money, but is it as easy as it sounds? The increasing popularity of flipping is in no small part attributable to the success of TV shows about residential renovations, and it seems that they keep getting ... More

Q. My husband [26] and I [27] own four investment properties in Brisbane with 10% equity - they are negatively or neutrally geared with interest-only payments. We have a large investment property mortgage of $2.3 million and we owe HECS debt but no ... More

Don't fear the gear Being in debt does make you susceptible to rising interest rates and therefore greater overheads. However it's a way of extending your reach. A classic truism with property or investing in general is "don't fear the gear". If you ... More

Is negative gearing a strategy that still works? It's a timely question. Let's face it, property yields are low, capital growth is in question, the regulators want to slap limits on investor lending and the banks have responded with higher interest ... More

Be careful where you buy your next property. Even though you may like the location, your bank may not. Did you know that all the banks have "blacklisted suburbs" - suburbs where they are not keen on lending and where borrowers face tougher hurdles to ... More

The Commonwealth Bank has slashed principal-and-interest rates for owner-occupiers and increased interest-only rates as pressure on investors builds. The lender, which holds a quarter of all mortgages in Australia, will reduce its standard variable ... More

As a homeowner and property investor I want house prices to soar but for my kids' sake I also want them to fall. Clearly the market can't please everyone and while many of us are concerned about where exactly the property market is going, I think Money's ... More

You might've heard that Australian banks have been getting stricter when it comes to lending. The Australian Prudential Regulation Authority (APRA) recently released further measures to encourage banks to tighten their lending policies. Following ... More

With property markets peaking (and slightly deflating in Sydney and Melbourne), what should property owners and would-be owners look out for next financial year? According to a new report released by BIS Economics, Australian house price growth is forecast ... More