Should Kerry use the interest from his peer-to-peer lending investments to top up his mortgage payments, or close the P2P and bulk up his offset account?
Want to help out your grown kids financially without just handing them a pile of cash? You could transfer it directly to their mortgage offset account.
With $100,000 in offset against their home, Nick and his wife are keen to start investing. "If your work is not secure, I'd be hanging onto your cash," says Paul.
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