pension

Your spending habits in the first five years of retirement will be crucial when it comes to protecting that all important nest egg, new research shows. National Seniors Australia, in partnership with Challenger, found more than half of Australian retirees ... More

I am in the process of divorcing my wife and have moved to Thailand while my wife plans to remain in Australia. At age 70, optimising pension payments is critical for me. We have about $400,000 each in superannuation and the sale of our house should ... More

One of my grandmothers was a self-funded retiree in a capital city who took an active interest in her investments. The other lived in a small country town and survived fortnight-to-fortnight on the age pension. Let's call them Rich Nan and Poor ... More

Older Australians are hanging up their boots later in life, forced to remain in the workforce well into their 70s. The participation rate for people aged 65-74 has doubled since the turn of the century, with a spike over the past two years, Deloitte ... More

If you are feeling wealthier when you look at your rising superannuation balance, watch out you don't increase your spending and take on more debt. A new report believes there is a correlation between pre-retirees feeling more financially secure ... More

Q. Hi Paul, I'm 48 and I have $100,000 in superannuation. I don't own a house; I have no assets and am wondering if it is too late to have a comfortable retirement? I work full time, and other than adding to my super what else can I do? - Bernie ... More

If you have taken a break from the workforce and aren't receiving superannuation contributions, you may lose some valuable benefits from July 1. There are a number of new superannuation rules starting in a few weeks. Some rules will impact people taking ... More

At a time of record low interest rates, home-owning retirees on the full age pension and eligible self-funded retirees will be able to borrow up to $36,000 a year for a single or $54,000 for a couple from the federal government from July 1. The little-known ... More

Most Australians believe the age pension represents at least half of what they would need to live on in retirement. Less than 6% of Australians say the age pension of about $24,100 p.a. for singles and $36,300 p.a. for couples would be sufficient, according ... More

With the Coalition's anticipated April budget package of $158 billion in tax cuts unlikely to start on July 1, 2019, can Australians look forward to any joy when it comes to tax? We found a few changes that might help. Australians will have to wait ... More