If your boss isn't paying your super, talk to your employer and try to resolve it with them. If this doesn't work, it's time to contact the ATO.
super
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A SMSF will pay less tax on any earnings it makes from investing the money it might borrow.
Fees for super funds are falling, investment options are expanding and instant online information is improving. So what does this mean for investors?
All members of a self-managed super fund must be trustees either individually or as a director of the corporate trustee. We explain why.
You can be in big trouble if you dip into your super early.
Your first step should be to contact your super fund. If the money isn't there, you need to approach your employer.
While the issue of whether or not a self-managed super fund should borrow is important, whether it should lend money is also worth considering.
The average property-loving Aussie, disappointed by poor returns since the GFC and with 10-20 years to retirement, has a big target on their back.
"We are in an unprecedented time for Australia's superannuation system," says Jeff Bresnahan, the head of research group SuperRatings.
The low income earners super contribution - worth up to $500 a year for 3.6 million Australians - has been scrapped as part of super changes.
