term deposit

Since term deposit rates in Australia are at their lowest, is it possible to invest in a term deposit overseas where interest rates are higher? Or would the currency exchange variation offset this advantage when trying to return the money to Australia? ... More

Dear Paul, My 19-year-old daughter is living at home and studying at university. Over the past few years she has managed to save around $30,000. With term deposits being so low (around 1.85%), should I put her money against my mortgage and pay her just ... More

Q. I am a 25-year-old South Australian planning to go backpacking overseas for at least a year from April 2020. Before I leave I intend to reserve about $10,000 to help get me back on my feet for when I return to Australia in mid-2021. I am considering ... More

My wife (28) and I (30) are recently married and looking at investment options. I own the property we are living in, which I bought it as an investment three years ago and was negatively gearing until we moved in earlier this year. I owe about $220,000 ... More

It's no secret that the current interest rates for both savings accounts and term deposits aren't exactly groundbreaking . In 2011, deposit products offered well over 6%pa. Fast-forward to 2019 and it's rare to find a term deposit that returns ... More

It's a quandary every retiree faces: how to get a higher yield without taking on too much risk. Interest rates are in the doldrums and unlikely to budge any time soon while some of the sharemarket's darlings, like Telstra, attractive for its dividend ... More

How does your asset allocation compare to a typical Australian rich person? A recent survey found that high net worth investors (HNWIs) or those with over $1 million in investable assets have increased their allocation to international investments over ... More

Self-managed superannuation funds (SMSFs) are moving away from buying blue-chip shares, high-yielding shares, cash management accounts and term deposits. So what asset classes are they buying? That question remains one of the top challenges of managing ... More

Q. I have $30,000 I could invest and have no idea where or what would be a good option. I am currently on an invalid pension, which provides my weekly needs, and I have a few thousand extra set aside for emergencies. Any help in pointing me in the right ... More

Q: My wife and I are in our mid and late 70s and we have sold our home, which was getting too much to maintain at our ages. We are both age pensioners and now have about $50,000 in shares with dividends of about 5.2%, plus about $450,000 that is currently ... More