What you need to know about Middle East tensions and travel
US strikes on nuclear sites in Iran over the weekend have prompted the Australian government to issue a blanket travel warning, advising that "the security situation is unpredictable and could deteriorate further with little warning". Australia has advised that flights could be disrupted, both in the region and globally.
Additionally, Iran's strikes on an US airbase in Qatar has caused the temporary suspension of all Qatar Airways flights. While flights have now reopened, several flights from Australia to Doha are still being impacted.
As a result of the strikes several airlines have cancelled and rerouted flights to Doha and Dubai while avoiding airspaces over Iran, Iraq, Syria and Israel.
What if my flight has been rerouted or delayed?
Travellers who have had their flight plans changed or who can no longer travel should first contact their airline or accommodation providers to explore refunds or credit options.
Major airlines should offer cash refunds or flight credits if your flight is cancelled and some accommodation providers may offer flexible cancellations or rescheduling options, depending on the terms and conditions that apply to your booking.
Out-of-pocket travellers should contact their travel insurers, clarifying any general exclusions that may apply to the current situation, especially where government advisories and known events are concerned.
How travel warnings affect your coverage.
Government warnings, particularly due to war and civil unrest, may affect your travel insurance coverage.
Given that parts of the Middle East, including Israel, are now at a level 4, or 'do not travel' warning level, insurers are generally unable to offer cover for claims related to that destination. This includes cancellations, disruptions, or medical emergencies related to the conflict. If you're planning to travel to a high-risk country, you should take steps to understand the potential exclusions that apply to your cover.
Travellers should know that travelling against government advice could put one's coverage at risk. As well, those who travel against such warnings may face limited or no consular assistance during emergencies, so consider these factors carefully before making any travel decisions.
Should I cancel my trip?
Travellers booked to visit affected parts of the Middle East should pay close attention to Smartraveller and monitor the evolving situation.
With advisories changing regularly, you should speak with your insurer regarding any concerns you may have regarding your destination. Stay in contact with your booking agent or travel provider and make sure you know what options are available to you. Insurers will also typically assess claims on a case-by-case basis, taking individual circumstances into account.
What about weather events and volcanic eruptions?
Along with escalating conflicts, the recent volcanic eruption from Indonesia's Mt Lewitobi has drawn focus to the region's susceptibility to travel disruptions.
Last week's volcanic eruption in Indonesia was a prime example of the importance of travel insurance when natural disasters strike.
Unexpected weather events and volcanic eruptions are generally covered by travel insurance provided you purchased your policy prior to the event. In this case, traveller would be covered had they purchased cover prior to June 18, when widespread reports of the eruption and subsequent flight cancellations emerged.
A final word
As always, travellers should take a proactive approach to their cover and ensure they don't leave their purchase to the last minute.
As well, don't assume you are covered for every unfolding event. Take the time to know what your travel insurance policy covers and what it doesn't. Stay safe and stay informed.
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