An Aussie couple will need $62,000 a year for a comfortable retirement. Reaping the tax benefits and looking at the big picture will make sure that every dollar counts.
Investing
About 24,000 employers admitted to not paying staff their rightful super recently, so what can you do if your boss is under-paying your super contributions?
If you're self-employed or working freelance, super contributions aren't automatically deducted from your pay, so it's up to you to put away money for your retirement.
Once you've spent money on something, you feel pressure to stay the course even when it's not working out. Why? It's a little thing called the sunk cost fallacy.
A 2018 change allowing older Australians to top up their super after selling the family home could be more worthwhile than ever in this economy.
Kathy's super has taken a hit so would she be better off withdrawing money to open a term deposit? The idea makes Paul Clitheroe very uncomfortable.
There was no pulling back of the mandatory super increase in the Budget, as Treasurer Josh Frydenberg announced a raft of super reforms.
Competing with professional traders is like to taking a production car to the track and racing against Formula 1 drivers. You're going to lose.
To assist Australians get their super back on track, Money magazine's Super Booster initiative encourages Aussies to take more control of their super.
Luke has $60,000 in offset against his family home but he's unhappy with the return. Should he cash it out and buy gold and silver bullion instead?
