Over-confidence means you are less likely to diversify, but you don't want to be so under-confident that your money is going backwards. Here are the traps to avoid.
If your grown kids live under your roof rent-free, it's time to suggest a deal. You will provide free accommodation now if they accommodate you in retirement.
Clare is already contributing extra to her own super but her partner will be 80 before Clare reaches retirement age - should they top up his super too?
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