Picture this: your bank balance is up $5200 by the end of 12 months, and all from changing a few basic habits in your second biggest area of spending - groceries.
Whether you owe $3000 on a credit card or tens of thousands on a car loan, paying off debt can seem overwhelming. But you just need to take things one step at a time.
"I sort of trust algorithms more than financial planners who are linked to the products of their institutions," says mathematician and robo adviser client Lara Jordan.
The super gap kicks in when women are just 28 and keeps growing, with the average Australian woman retiring with just over half the super balance of the average man.
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