Changes to privacy laws mean that personal credit reports will soon include additional details about the accounts you hold and whether your pay your bills on time.
Buying a pet is just the beginning. There are plenty of costs for food, vet bills, micro-chipping, de-sexing, pet insurance, grooming, toys and - if you go away - boarding fees. Once your pet ages, there could be medications, special food and regular vet visits.
If you are 25 or older and studying or undertaking an apprenticeship, you may be able get financial help from the federal government in the form of Austudy.
At the time of writing, it's possible to lock in a five-year term from as low as 4.84% and a variable rate from 4.54%. So what should borrowers do now?
It takes about six years for a solar power system to pay itself off for a standard household, but with electricity prices rising sharply, the payoff may be even faster.
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