Q. I have a Centrelink debt of $30,000. If I decide to declare bankruptcy will my debt be cleared? - Helen A. Hmmmm. This is not my area of expertise. So I went to the Welfare Rights Centre, which says: "If you have a Centrelink debt, and then become ...
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With headline inflation remaining below the RBA's target range of 2-3%, housing markets moving through a controlled slow down, a higher than forecast Australian dollar and household debt at record highs, the hold decision from the Reserve Bank was widely ...
Cash-strapped Australians now have a new alternative to predatory payday loans and sky-high interest rates after Good Shepherd Microfinance launched Speckle, a short-term cash loan. One in five Australian households have used payday loans in the past ...
Are we over credit cards? Latest statistics from the Reserve Bank suggest there is certainly some loss of appetite. Both July and August figures show total balances outstanding remain at $51.3 billion, down from $52.3 billion in May and June. Balances ...
Top 50 share buys and property hotspots for 2018 2018 shaping up as a challenging year for investors, so we've named the top 50 locations for property investment and 50 of the best shares for 2018, from Newcastle to Nick Scali. Four ways to pay ...
Negatively geared investors should be very wary about taking on any more risk in 2018. Why? Because change could be on the way, according to Michael Hutton, head of wealth management at HLB Mann Judd Sydney. He says property investors, especially those ...
Thought interest rates on savings accounts couldn't go lower? The big four banks have proved us all wrong. Since the turn of the year, maximum interest rates have fallen by 10 basis points on Westpac's eSaver and by four basis points on Commonwealth ...
A gift card is one of the most convenient presents to buy and a great one to receive - that's if you get around to using it. If you are anything like me, by the time you finally use it the expiry date is long gone and so is your present. That's why ...
The year is set to get off to an exciting start with the commencement of real-time payments in February. This will enable virtually instantaneous payments - clearing times will be a thing of the past. Payments will also be possible using new forms of ...
With the summer holidays behind us and the new year under way, this is a perfect time to review our finances and plan for the year ahead. Budgeting is a simple and smart strategy to track your outgoings and minimise the impact of costly surprises throughout ...
