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Q. I am 46, separated with one dependent child. I have been with the same employer for 25 years and have defined benefits super. I have multiple investment properties with about a 45% loan-to-value ratio (LVR). I have no non-deductible debt. Apart from ...
There has been an extensive conversation this week about the level of savings that the average Australian will need to fund a comfortable retirement. This is a great conversation but the more important one is the amount of regular income that a retiree ...
This week Money asks Morningstar where to invest and their pick is the BT Wholesale Property Securities Fund. Objective The fund aims to provide a return (before fees, costs and taxes) that exceeds the S&P/ASX 300 A-REIT Accumulation Index over the ...
Trustees of self-managed super funds can embrace the new financial year with a spring in their step. For all the kite-flying and noise, super was left unscathed by the federal budget. To make the most of the year ahead, Money has drawn up a guide with ...
Did I have a minute to talk, a colleague asked, in somewhat hushed tones. He told me he'd been reading a few articles about a coming sharemarket crash and was worried about his superannuation. In asking the question, my colleague had demonstrated that ...
Most people largely ignore superannuation, unfortunately, and simply leave it to look after itself. This is not very smart. Rather, there is a range of actions you can take to maximise your superannuation. Here are five that, at the very least, are ...