... banks to lend responsibly, protecting the long-term financial health of lenders and borrowers alike. 3. Can I get a credit card or loan with no credit history? By Steve Mickenbecker, group executive of financial services at Canstar Lenders know that ...
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With a tightening of lending restrictions and increased pressure on the banks as a result of the fallout from the royal commission, the lending environment is going to become more challenging for consumers. So what are lenders looking for when they ...
... difficult financial circumstances, describing the counsellors as "professional" and "compassionate". For the past 10 years credit card debt has been the most common debt but personal loans, electricity bills, car loans, Centrelink debts, mortgages, phones ...
... Clover (exchange traded fund), $71,000 in super and $55,000 in savings. I've paid off my HECS and my car, I have a credit card I rarely use and I salary sacrifice $1200 a month into my super fund. I'm a buy-and-hold investor (read lazy). I really don't ...
eBay has a reputation for satisfying bargain hunters, and now the online marketplace has partnered with Flybuys to deliver extra value. In a case of "big meets bigger", the goliath of online selling, eBay, has teamed with Flybuys, one of Australia's ...
... insurance you need and how to get the best value for money? We compare standalone excess cover, travel cover, and credit card travel insurance.
... low-interest loan (it was almost half the rate I was paying), and they helped me consolidate my debts. I also got a credit card. This may seem counterproductive, but I used it smartly to help with cash flow, as I was only getting paid calendar-monthly. ...
... are free or from an op shop." She negotiated a better deal on her electricity just by asking for it and ditched her credit card. She makes her own kombucha for 10c a litre instead of paying $7.95 for a 750ml processed version at her local supermarket. ...
... previously may now find it easier to get a loan, because lenders can see that they have been regular with repayments on a credit card or a home loan obtained years earlier. Another major advantage of the new system is that it need not be a disaster anymore ...
... supporting a charity or cause in your community. - Gift vouchers are great value - and not just for gifts. The eWish gift card means you can shop at Woolworths (including for petrol at select Caltex stores), Big W, BWS and Dan Murphy for a 5% discount. ...
