Ok, so you might not own a house yet, but who do you want to inherit your photos and digital music, and have access to your emails after your death? This is why you need a will.
Who will get guardianship of your kids? Who will inherit your assets? These are some of the decisions that will be made for you if you don't have a will.
If all you know about super is that a chunk of your salary disappears each month, it's time for a crash course. We explain the super terms you don't really understand.
From grossly inappropriate cold-calling and pressure-selling of life insurance to junk insurance sold to people who could never claim on it, Commissioner Hayne's verdict on Australia's insurance industry is in and the game is up.
If an elderly relative lives with you under a formal arrangement, you may have to pay CGT under current tax law. But these rules could be about to change.
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