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Identity theft is an increasingly growing problem in Australia. The annual cost is estimated to be around $2.2 billion including government agencies and individuals. A recent report from identity theft and cyber support business IDCare found that consumers ... More

The royal commission's recommended changes to the Banking Code of Practice kicked in yesterday, heralding a new chapter in Australia's beleaguered financial services industry. Changes include: Ceasing default interest on agricultural loans while ... More

We've all been there. You're hard up for cash, but don't want to go to a bank or payday lender. In times like these, a loan from a friend or family member can seem like an easy fix. But it's a route fraught with danger. When you get ... More

First home buyer loans have skyrocketed to their highest level in a decade, according to data from the Australian Bureau of Statistics. December saw total volumes jump by more than 6%, in seasonally adjusted terms, to a record 9606, the highest in a ... More

Coming up with 20% of the property's price is a big challenge for many would-be buyers, but is the First Home Loan Deposit Scheme the solution? What we know The Coalition promised it would do just that if it won the May election and the details ... More

Banks will need much more than just a payslip before providing a loan, according to guidance on responsible lending laws released by ASIC. "You will need information to determine whether that income is consistent and likely to remain at that level for ... More