Much has been said about consolidating super funds to save on fees but fund members need to be careful how they proceed, particularly if they have health issues.
The coalition has used its generous baby boomer and pensioner package within the Federal Budget to hit back at what it regards as Labor policies designed to "attack retirees".
"I decided what I really wanted my life to look like in five years. I wanted to own a house and a car and to have won awards for my craftwork," says Joanna Jones.
When Vanvisa fell pregnant, she and husband Callum didn't expect their newborn daughter to spend two weeks in the special care nursery at a cost of $10,000.
The rules for the shopping ban seemed simple. For the next year, I wouldn't buy new clothes, shoes, books, magazines, electronics, or anything for around the house.
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